Travel Insurance

It is said that ‘travel broadens the mind’ and who could disagree? From the mighty pyramids of Giza to the Great Barrier Reef, there is something to stimulate usually the most dormant of minds and if the opportunity arises there are few that would refuse. Broaden the mind it might, but one thing is even more certain, it does not broaden the wallet! Any type of travel has its cost implications and the cost of family holiday for a relatively short period can run into expenditure of many thousands of pounds but if an accident or illness should unexpectedly occur the costs can increase substantially. Obviously the cost of cover depends on destination visited and there are many policies available depending on the country visited. Within the EU the cost of a fully comprehensive policy for an individual or family needn’t break the bank but attention should be paid with regard to any additional cover required, winter sports are a good example of this. Worldwide travel to destinations such as the US and Asia require a substantially higher amount of cover and an unexpected turn of events in these places can result in an outlay of thousands of pounds, with regard to Asia, some countries do not have the necessary infrastructure to treat emergency cases so another cost implication is an airlift back to the country of origin or a least to a major city. To sum up, if there is one shortcut you shouldn’t take on your travels it is your insurance. Make sure you are adequately covered for the duration of your stay and the policy is fully comprehensive, failure to do so could at best result in financial disaster.

Where to buy?

There are many providers of travel insurance to choose from but you, the consumer are ultimately responsible for picking the correct one. A general rule of thumb is to select your provider from one of the well known companies as they often have partners in different countries which will aid the process should you need to claim. You may ask, where do I start? There are many companies who offer the same policy for the same sort of price and it really is a personal decision of which one to select. On our website you will see a list of companies, mostly household names, who can provide a suitable policy for you or your family’s requirements and our unique resource can help you compare all the various costs and cover that companies offer. We do not recommend any one company but aim to help you make an informed decision as to which company/policy best meets your needs. Shopping around for the most comprehensive deal is essential, do not go with the first firm that you see, in our experience many people have literally saved hundreds of pounds by a little bit of searching, it is a very competitive industry and companies do offer special deals on occasions if you look for them. Examples of these deals could be for instance, free child cover or perhaps discounted winter sports coverage. Many holiday companies make it a condition that you must be insured before they finalise your holiday and include it in the overall price, check the details carefully, you are not obliged to obtain your cover through the travel firm and these policies may be more expensive and provide less comprehensive cover for your money.

Bookmark this page

If you are going on holiday in the near future or are simply renewing your annual travel insurance then we strongly recommend that you bookmark this page and add it to your favourites. This site is as near as you’ll ever find to the complete insurance resource. We do not feature companies that deal with only one area of insurance but generally those that cover the complete spectrum including vehicular cover and home policies; we really are your one stop shop for all your insurance needs. To reiterate, when considering purchasing any type of coverage be it for home, travel or vehicle it really does pay to shop around, as previously mentioned the industry is extremely competitive and you can really save substantial sums of money. Exercise caution though, like anything, if it’s too good to be true it probably almost certainly is. Carefully scrutinise the small print detailed in all policies and make sure you are receiving the level of coverage you require, failure to do so could result in financial implications beyond your worse nightmares. Generally the bigger, well known companies spell out what actual benefits the policy contains but you should still check the small print and carry out precise comparisons with similar companies and what they offer for around the same price. Generally speaking it probably pays in the long run to pay a little more rather than a little bit less, the unexpected does happen on occasions and the extra £10 you pay for luggage coverage will appear very cheap in comparison to what you’d actually need to pay in the result of an airlines incompetence or theft. Give yourself peace of mind, make sure your covered.